A client told me something I absolutely loved this week. He’s charging his son £300 a month in rent. Not to make money from him — but to teach him the habit of paying his way. Then he quietly tops it up with another £200 a month and invests the full £500 for him. The plan? Gift it back in five years as a house deposit. At a typical 5% return, that pot could grow to around £34,000. A powerful mix of discipline, generosity, and smart planning. If you’ve ever wondered how to give your children the
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