Alright, alright, we get it. Another technical insurance term thrown at you and you’re back to square one. What is DCPD? Tell me already. Rest assured, this is where we come in, so you don’t have to listen to these jargons all over again. In a nutshell, DCPD is an element of your policy that allows you to claim damages provided you are not at fault, and you can ask your own insurance company for a claim rather than chasing the third party’s insurance company. This was done to reward good drivers